FAQs
Straight answers to the questions we get asked most
General questions about how we work, fees and regulation. For product-specific questions, see the FAQs on each finance solution page.
- Get Backing arranges unregulated commercial finance — loans secured on investment and development property for business purposes, not regulated mortgage contracts. This type of business-purpose lending does not require FCA authorisation, and we do not arrange regulated mortgage contracts secured on your own home.
- Any fees we charge are agreed with you upfront in writing before we start work on your deal, so there are no surprises. Ask us about our fee structure when you enquire — we're straight about it, not evasive.
- We work across the whole of the specialist bridging and development finance market, including private lenders, challenger banks and specialist funds — rather than being tied to a small panel. Which lender suits your deal depends entirely on the specifics.
- Residential investment property, mixed-use, commercial property and land are all commonly accepted, depending on the lender and the deal. We arrange finance secured on investment and development property for business purposes.
- It depends on the complexity of the security and how quickly all parties — valuer, solicitors, lender — move. Straightforward bridging deals can complete in days once legal work is genuinely underway; development and heavy refurbishment deals take longer due to appraisal and drawdown structuring.
- No — we work with developers and investors across England and Wales. Get in touch with your deal and location and we'll tell you honestly what lender appetite looks like in your area.
- Often, yes. The lender pool narrows for first-time developers, particularly on larger schemes, but a strong build team, realistic budget and sensible equity contribution can still get a deal funded. We'll be honest with you about where you stand.
- For most enquiries: the property or site, what you're looking to do, the numbers (purchase price, works or build cost, expected value), your timeline and your planned exit. The more detail up front, the faster we can come back with a useful answer.
Is Get Backing regulated by the FCA?
Do you charge fees for arranging finance?
Which lenders do you work with?
What can I use as security?
How quickly can you fund a deal?
Do you only arrange deals in London and the South East?
I'm a first-time developer. Can you still help?
What information do you need to give me an initial view?
Product-Specific FAQs
Looking for detail on a specific finance type?
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